Commercial Lender

posted:
Location
Bryan, Texas
Industry
Accounting & Auditing
Job Type
Temp to Perm
Salary
US$ 35,000 - US$ 42,000 per year, $35k - 42k per year + none
Ref. Number
S_20443
Contact
Conine, Laura, Spherion
Phone
979.846.7833
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Job Description

Spherion Staffing is sourcing a Commercial Lender for a local company. The Commercial Lender will manage and grow existing commercial client relationships and acquire new commercial relationships through delivery of knowledgeable advice and solutions while optimizing revenue opportunities for the company.

Responsibilities:
- Solicit business from potential and existing business customers by exercising the ability to plan and execute quality business development calls.
- Interview commercial loan applicants and processes loan applications.
- Analyze applicant financial status and credit to determine feasibility of granting loan.
- Prepare appropriate loan documentation and verify loan agreements are complete and accurate according to bank policy.
- Approve loans that meet established lending criteria and are within approved lending limits.
- Maintain customer relationships
- Manage a portfolio of consumer and commercial loans (primarily commercial).
- Demonstrate ability to analyze, evaluate and mitigate credit risk by utilizing knowledge of credit fundamentals and internal credit policies.
- Provide and maintain a professional, business-like atmosphere within the banking division.
- Represent the financial institution in public relations activities and community affairs.

Working hours: M-F 8-5

Skills:
--Bachelor's degree or equivalent work experience.
--Two + years of experience in a financial institution.
--Excellent interpersonal and customer service skills.
--Sales oriented.
--Knowledgeable of the Bank's loan policies and procedures.
--Knowledgeable of laws and regulations applicable lending practices.
--Effective negotiation and oral and written communication skills

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.

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