Consumer/Commercial Lender

Kalispell, Montana
Banking (Business and Financial Operations Occupations)
Job Type
Temp to Perm
Working Hours
8:00 AM - 5:00 PM
US$ 27.00 - US$ 32.00 per hour
Ref. Number
Nikki Demars, Spherion
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Job Description

Consumer/Commercial Lender will originate and service a variety of Bank's consumer and commercial loan products. The position requires the ability to work within the community to develop business relationships and grow the Bank's loan and deposit portfolio. Referrals of non commercial products such as mortgage and deposit accounts are expected. The incumbent will manage a loan portfolio to include maintenance, documentation, collections and analysis of credit risk. The position requires interaction with Bank lenders, vendors and customers, and other Bank personnel on a daily basis.

-Generate consumer loans, home equity lines of credit, rapid reserve loans within Bank policy and procedures, meeting all compliance and regulatory requirements.
-Generate and service a commercial loan portfolio while maintaining acceptable risk and meeting all compliance and regulatory requirements
-As appropriate, renew, amend or extend existing loans within portfolio
-Analyze financial and credit information
-Present loans at Loan Committee and Board meetings as required
-Work with vendors and federal agencies participating in special loans; i.e. SBA, MBOI, Montana West Economic Development
-Perform collateral inspections and appraisals
-Collect delinquent payments. Pursue legal remedies when necessary and as authorized by Loan Committee.
-Sell additional bank products and services to include credit cards, merchant processing, real estate and deposit products including technology enhancements such as on-line, mobile banking and remote deposit capture
-Maintain applicable knowledge of loan types, Bank policies and procedures and regulatory compliance requirements and document legalities
-Maintain knowledge of banking products and services to cross sell to customers
-Provide exceptional customer service while maintaining compliance with Bank regulation, rules and procedures

Working hours: 8:00 AM - 5:00 PM

-Computer proficiency required - ability to use internet, email and Microsoft Office Word and Excel
-Must be able to conduct oneself in a manner that promotes trust in the individual and our organization.
-Must maintain confidentiality at all times due to the nature of information about customers and transactions
-Work cooperatively and respectfully with all Bank Team Members
-Self directed - must be able to fulfill the responsibilities of the position with minimal supervision
-Must be able to prioritize and organize responsibilities to maximize productive results


1-4 years

-Bachelor's Degree in business, finance or related field desirable
-Previous lending experience required
-Must have (or be able to obtain within 6 months) insurance license for product sales
-Must be bond-able

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Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. No one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.

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