Credit Analyst

Fargo, North Dakota
Banking (Business and Financial Operations Occupations)
Job Type
Working Hours
8:00 AM - 5:00 PM
US$ 40,000 - US$ 55,000 per year
Ref. Number
Kathleen Toft, Spherion
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Job Description

Spherion Staffing has a full time professional Credit Analyst position with a local lending institution. This position is an integral part of the lending team to assist in determining our customer's credit worthiness. A great deal of time will be spent communicating with internal lending staff, clients, program lenders of various guaranty programs or others that benefit the client and/or mitigate risk to the bank. Preparation of detailed credit related reports.

Pay $40-55k/year DOE

- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend and cash flows analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved
- Carefully analyze data and produce clear and objective reports

See above

Working hours: 8:00 AM - 5:00 PM

-Bachelor's degree preferred
-Must have strong knowledge of internal loan policy and outside banking guidelines in regard to credit risk
-Awareness of internal and external lending limits and ensure bank is in compliance with these limits at all times
-Ability to effectively and objectively analyze credit data to estimate the degree of risk involved in extending credit or lending money to companies or individuals


1-4 years

See above

To be considered, please apply online at or email your resume to

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.

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