Credit Analyst

posted:
Location
Fargo, North Dakota
Industry
Banking (Business and Financial Operations Occupations)
Job Type
Full-Time
Working Hours
8:00 AM - 5:00 PM
Salary
US$ 40,000 - US$ 55,000 per year
Ref. Number
S_46079
Contact
Kathleen Toft, Spherion
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Job Description

Spherion Staffing has a full time professional Credit Analyst position with a local lending institution. This position is an integral part of the lending team to assist in determining our customer's credit worthiness. A great deal of time will be spent communicating with internal lending staff, clients, program lenders of various guaranty programs or others that benefit the client and/or mitigate risk to the bank. Preparation of detailed credit related reports.

Pay $40-55k/year DOE

Responsibilities:
- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend and cash flows analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved
- Carefully analyze data and produce clear and objective reports

Responsibilities:
See above

Working hours: 8:00 AM - 5:00 PM

Skills:
Requirements:
-Bachelor's degree preferred
-Must have strong knowledge of internal loan policy and outside banking guidelines in regard to credit risk
-Awareness of internal and external lending limits and ensure bank is in compliance with these limits at all times
-Ability to effectively and objectively analyze credit data to estimate the degree of risk involved in extending credit or lending money to companies or individuals

Education:
Bachelors

Experience:
1-4 years

Qualifications:
See above


To be considered, please apply online at www.spherion.com/fargo or email your resume to kathleentoft@spherion.com

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.

Apply Now