Credit Clerk

posted:
Location
Mobile, Alabama
Industry
Finance & Economics (Business and Financial Operations Occupations)
Job Type
Temp to Perm
Working Hours
8:00 AM - 5:00 PM
Salary
US$ 65,000 - US$ 90,000 per year
Ref. Number
S_40230
Contact
Moore, Aulaydra, Spherion
Phone
14128728060
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Job Description

This position is responsible for the day to day operations of the Branch. Develops and maintains banking relationships with existing and prospective loan customers. Sells and services all banking products to existing and potential customers and makes referrals when appropriate. Represents the bank in the local community through active participation in community affairs.

Responsibilities:
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Approve loans within specified limits and refer loan applications outside those limits to management for approval.
Originate in-house and secondary market loans for qualified applicants.
Analyze applicants' financial status, credit, and property evaluations to determine credit worthiness.
Stay abreast of new types of loans and other financial services and products in order to better serve the customers' needs.
Responds to customer inquiries.
Collection of delinquent loans.
Promotes and cross-sells other bank products and services as appropriate.
Generate new business to assist in meeting establishment profitability goals.
Project a positive image for the bank through community involvement.

Working hours: 8:00 AM - 5:00 PM

Skills:
Excellent communication skills and ability to overcome customer objections
Detail oriented with excellent organizational skills
Ability to work in a goal-oriented team environment
Exceptional time management
Comfort with a high amount of incoming and outgoing phone calls
Proficiency with computer applications such as Outlook and Excel

Education:
Bachelors

Experience:
1-4 years

Qualifications:
A Bachelor's Degree in finance, business or accounting with 3 years of lending experience.
Accounting: 1 year (Preferred)
lending: 3 years (Preferred


Apply online today: www.spherion.com
Call to schedule an interview: 251-476-9995
Email a copy of your resume to aulaydramoore@spherion.com and monicaoakley@spherion.com

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.

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