SENIOR LENDER

posted:
Location
Mobile, Alabama
Industry
Banking (Business and Financial Operations Occupations)
Job Type
Full-Time
Working Hours
8:00 AM - 5:00 PM
Salary
US$ 55,000 - US$ 75,000 per year
Ref. Number
S_32448
Contact
TAMARA HALL WATSON, Spherion
Phone
251-476-9995
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Job Description

-Work in union with the Loan Underwriter as a vital part of the Commercial Loan Team to maintain, service, and develop a diverse commercial loan portfolio.
-Consistently maintain an aggressive calling program for new prospective customers and maintain proper record of contacts.
-Communicate professionally with existing and prospective customers.
-Cross sell the products and services provided by the Bank.
-Communicate and participate in active loan portfolio maintenance.
-Report as required by Bank Loan Policy to Senior Management, Executive Committee and the Board of Directors.

Responsibilities:
-Understand Bank credit policy and culture.
-Provide exemplary customer service.
-Understand and implement all regulatory requirements of the commercial lending department.
- Seek and evaluate sound commercial loan opportunities.
-Compile necessary information to allow loan underwriter to evaluate the prospective loan.
-Perform loan underwriting when necessary.
-Present and recommend appropriate loans thru the Bank?s credit-approval process.
-Consistently communicate with Borrower and Bank staff.
-Work with the loan operations department and Bank?s Attorney to close the loan.
-Work in union with Loan Assistant and/or Underwriter to monitor and manage all loans to ensure credit quality is maintained.
-Aggressively manage past due loans to minimize troubled loans.
-Report and engage with the portfolio management team as necessary.

Working hours: 8:00 AM - 5:00 PM

Skills:
- Personal and professional honesty, integrity and respect for all co-workers and Members.
- Excellent problem solving, analytical and organizational skills.
- Ability and willingness to work both independently and as part of an established team.
- Ability and willingness to learn on the job and improve commercial lending-related skills
- Ability to prioritize work and juggle multiple simultaneous projects.

Education:
Bachelors

Experience:
4-7 years

Qualifications:
- A.A. or Bachelor's Degree preferred
- Educational background in finance, accounting or banking preferred but not required.
- professional experience in Commercial Lending required.
- Ability to be bonded required.

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.

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