Responsible for coordinating external loan audits, internal and external loan review programs, annual reviews by credit department personnel, and collateral documentation review systems. Develops and monitors companies risk grading system, monitors criticized asset levels through action plan implementation activities, and manages loan delinquencies, non-accruals, OREO, and foreclosure actions.Responsibilities:-Interprets and provides written analysis of credit-related reports provided to the business lending staff.-Assists in the annual review and development of the loan policy and ensures consistency throughout. Maintains a strong credit culture within the commercial and retail lending operations.-Coordinates the company's credit underwriting and delinquency follow up.-Participates in or actively leads special projects pertaining to credit administration or other company-wide initiatives.-Assembles information and reports pursuant to regulatory exams and outside audits.-Provides guidance to loan officers and credit analysis staff on the company's overall lending policy, noting significant trends and recommending policy changes if necessary.-Manages direct reports to maximize productivity, efficiency, and the potential of the human assets of the company, including: hiring, directing job assignments, monitoring staff performance, coaching, counseling, training, assuring compliance with regulatory requirements and organizational mission, values, policies and work rules. Appraises performance and provides recommendations for staff compensation, promotion, and termination, as appropriate.-Maintain positive and mentoring relationship with all supervised employees.-Handles personnel issues directly; use appropriate discretion and respect for all involved.-Effectively communicates relevant credit-related information to CEO.-Consistently goes above and beyond expected work schedule to accomplish what is needed for Real Estate Lending, Commercial Lending, Credit Administration, and the organization as a whole.Working hours: Various Shifts AvailableSkills:-Ability and willingness to implement strategic goals.-Ability to communicate effectively verbally, in writing with Supervisor, Members, Volunteers, Co-workers, and Senior Management Team.-Excellent problem solving and negotiation skills.-Strong analytical and organizational skills.-Knowledge of: Bankruptcy Code, FCRA, and other regulations governing business and regulatory licensing.-Ability to produce effective written policy documents, using proper sentence structures, punctuation, grammar, and spelling.-Ability to manage time, resources and personnel.-Working knowledge of principles and practices of supervision, training and performance evaluation.-Ability to prioritize work and oversee multiple simultaneous projects.-Ability to obtain additional professional training and/or certifications.-Ability and willingness to work with a variety of office equipment and software systems.-Active participation in events sponsored by the company-Active participation in community-centered events and organizations.Education:AssociateExperience:7-10 yearsQualifications:-Associates or Bachelor's degree in accounting, finance or banking required.-Comprehensive knowledge of credit processes and regulations required.-8-10 years professional experience in credit management.-3-5 years supervisory experience preferred Apply online today at www.spherion.com/apply/75034Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. No one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.