- Generate and service a commercial loan portfolio while maintaining acceptable risk and meeting all compliance and regulatory requirements - As appropriate, renew, amend, or extend existing loans within the portfolio - Analyze financial and credit information - Present loans at Loan Committee and Board meetings as required - Work with vendors and federal agencies participating in special loans; i.e. SBA, MBOI, Montana West Economic Development - Perform collateral inspections and appraisals - Collect delinquent payments. Pursue legal remedies when necessary and as authorized by Loan Committee. - Sell additional bank products and services to include credit cards, rapid reserves, merchant processing, real estate, and deposit products including technology enhancements such as online, mobile banking, and remote deposit capture - Maintain knowledge of banking products and services to cross-sell to customers - Complete required education and compliance training annually - Develop and maintain file documentation, work on any exceptions related to compliance or missing documentation - Assist with operational activities/projects as requested - May be asked to open or close the bank - Provide input into policy setting - Approve/authorize customer transactions as needed
- Bachelors Degree in business, finance, or a related field desirable
- Previous lending experience required minimum 4 years - Must have (or be able to obtain within 6 months) an insurance license for product sales - Must be bondable- Computer proficiency required the ability to use the internet, email, and Microsoft Office Word and Excel - Must be able to conduct oneself in a manner that promotes trust in the individual and our organization - Must maintain confidentiality at all times due to the nature of information about customers and transactions - Work cooperatively and respectfully with all Bank Team Members - Self-directed must be able to fulfill the responsibilities of the position with minimal supervision - Must be able to prioritize and organize responsibilities to maximize productive results - Provide exceptional customer service internally and externally while maintaining knowledge of Bank policies and procedures, applicable laws and regulations/compliance requirements including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
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