If you are looking to build a career in an innovative banking environment that offers a personal touch, this home-grown community bank is the right place for you! They are seeking experienced Loan Officers to play an important role in the loan organization process by performing a variety of activities directly related to the company's Production functions.The role is primarily responsible for providing quality relations with borrowers through completing the origination processing of the application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters, and customers.This is a Direct Hire opportunityHours: 8:00 AM - 5:00 PM, M-F (additional hours, as needed)Pay: $65,000 + Commission (salary negotiable based on experience)Responsibilities:Evaluate credit worthiness by processing loan applications and documentation within specified limitsInterview applicants to determine financial eligibility and feasibility of granting loansDetermine all applicable ratios and metrics and set up debt payment plansCommunicate with clients either to request or to provide informationJustify decisions (approvals/rejections) and report on themComplete loan contracts and counsel clients on policies and restrictions- Update job knowledge on types of loans and other financial services- Maintain and update account records- Assess customer needs, explore all options and introduce different types of loans- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas- Go the ?extra mile? to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process- ?perate in compliance with laws and regulations and adhere to lending compliance guidelinesWorking hours: 8:00 AM - 5:00 PMSkills:- Proven working experience as a loan officer- Familiarity with computers and banking applications/software- Solid understanding of direct/indirect lending products and practices- Excellent communication and interpersonal skills- Customer satisfaction orientation and sales competencies- Ability to work in a goal-oriented environmentEducation:High SchoolExperience:1-4 yearsQualifications:- High school diploma or equivalent required- At least two years of experience in Mortgage lending or related field- Active NMLS License- Ability to manage multiple priorities; strong detail orientation and highly organized- Works with a strong sense of urgency and responsiveness- Passionate about delivering excellence in customer service- Demonstrated patience and professionalism when interacting with both internal and external customers- Proficiency with data entry, PDF software programs, Microsoft Word and Excel required- Strong verbal and written communication skills- Willingness to submit to a background check and drug screen Apply today!Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. No one works harder for you than Spherion. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.