commercial loan officer ii.

Responsibilities:
- Follow all approved Commercial Loan procedures as explained and trained by the Commercial Loan Manager, Commercial Credit Officer and Chief Lending Officer
- Maintain ongoing communication with Commercial Loan Manger, informing them of all pertinent problems, new developments, changes and other information
- Maintain knowledge of loan programs
- Pursue Business Lending opportunities within community, including analyzing potential loan markets and developing referral networks in order to locate prospects for loans
- Pass on to other Lending personnel loans which would present a conflict of interest
- Meet with applicants to obtain information for loan applications and to answer questions about the process; explain the different types of loans and credit options that are available, as well as the terms of those services
- Obtain and compile copies of applicants' credit histories, corporate financial statements, and other financial information; and analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
- Submit applications to credit analysts for verification and recommendation
- Adhere to financial lending metrics as defined by Commercial Credit Officer, Chief Lending Officer, Senior Management Team, Credit Committee and Board of Directors
- Approve commercial loans within specified limits, and refer loan applications outside those limits to management for approval; and submit Commercial Loan applications which exceed specified limits to Board of Directors as required
- Determine loan terms, amounts to be advances and conditions of repayment
- Maintain clear, concise and current Commercial Loan files; and periodically review loan agreements to ensure that they are complete and accurate according to policy
- Serve as primary contact with Commercial Loan Members throughout lifetime of the loan
- Handle customer complaints and take appropriate action to resolve them
- Work with Collections Department with regards to delinquent loans
- Self-monitor to ensure timeliness and accuracy of work
- Attend Commercial Loan Officer meetings as required
- Work proactively and positively with other Commercial Loan Department personnel to ensure a "team effort" and prompt Member service
- Work effectively with all other personnel to ensure that the Commercial Loan Department functions appropriately in relation to other departments

Working hours: 8:00 AM - 5:00 PM

Skills:
- Stay abreast of all compliance and regulatory laws relating to Commercial Loan practices
- Comply with all BSA requirements as stated in the BSA Policy.
- Follow all Montana and Federal information privacy guidelines.
- Adhere to all companies policies and procedures.
- Report to work on time and as scheduled.

Education:
Bachelors

Experience:
4-7 years

Qualifications:
- Bachelor's Degree required.
- Educational background in finance, accounting or banking preferred but not required.
- 5+ years professional experience in Commercial Lending required.
- Ability to be bonded required


Apply now at www.spherion.com/apply/75034

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).