Proactively solicits new residential mortgage business and cross sells additional credit union products. Identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. These networks may consist of Real Estate Agents, Builders, Title Companies, professional and personal contacts. Participates in business-related development opportunities and community efforts in order to help the credit union to achieve established goals.
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Responsibilities:
- Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine member financing objectives, advise members of product/pricing, and gather any additional required information.
- Develops and maintains successful referral sources.
- Actively participates in community functions and credit union-sponsored events to promote the credit union?s objectives.
- Provides complete loan applications to fulfillment center.
- Ensures exceptional member service by overseeing the loan process from origination to closing and conducts ongoing communication with members.
- Achieves production goals as established by the Credit Union.
- Communicates ongoing loan activity with VP / Mortgage Loan Supervisor and management as requested for accurate analysis of loans in progress.
- Effectively works as member of the lending team for the benefit of the Credit Union, in support of, and in cooperation with, other lenders and support staff.
- Ensures successful completion of all assigned training activities.
- Maintain current and thorough knowledge of lending programs, policies, procedures and regulatory requirements.
- Manages a portfolio of mortgage loans, including delinquencies, renewals, refinances, modifications, and cross-sale opportunities.
- Report to work on time and as scheduled.
- Perform other duties as assigned.
Working hours: 8:00 AM - 5:00 PM
Skills:
- Associate or bachelors degree in finance or banking preferred.
Education:
Associate
Experience:
1-4 years
Qualifications:
- High school diploma required.
- Three to five years of experience in real estate lending required.
www.spherion.com/apply/75034
Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.
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At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.
Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).