Spherion Fargo is interviewing qualified candidates for a Sr. Credit Officer position in Fargo. This position is a lead member of the Credit team, which is responsible for managing all Credit Risk functions at a local bank. The areas of responsibility include review and monitoring of the existing portfolio. This includes identifying credit weaknesses or areas to improve, and then developing the policy, procedures, tools and training to impact change. Responsibilities include assisting bankers in business development strategies, pricing, identifying target markets, approving loans within delegated authority, and developing training for both new and experienced bankers.
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Salary: $105-160k DOE
Responsibilities:
-Identify current and possible future credit risks that may cause company to exceed credit loss tolerances
-Complete loan reviews to assure compliance with Credit Policy and evaluate Credit Administration of Business Units and individual Bankers
-Provide expertise in various lending issues and applications including expertise in numerous specialized areas of lending
-Monitor the bank's loan portfolio to assure Bankers are consistently and conservatively underwriting Commercial / Agricultural loans while supporting portfolio growth targets
-Experience in agricultural policy and procedure development, training and implementation
-Provide accurate and timely reporting to regulatory agencies and develop new or updated reporting as regulations change to assure compliance at all times with regulatory reporting requirements
-Continually provide strategic guidance, thoughts and ideas to bank management to grow and improve the overall financial health of the bank
Working hours: 8:00 AM - 5:00 PM
Skills:
Preference for Excel, PowerPoint & Word proficiency
Education:
Associate
Experience:
4-7 years
Qualifications:
-Associate's or Bachelor's Degree in Finance, Economics, Agriculture, Business or related field
-3-5 years of loan and credit approval lines, commercial loan and agriculture experience
-Experience in agricultural policy and procedure development, training and implementation
-5-10 years' experience within progressive credit analysis, loan underwriting and documentation, focusing on agricultural, commercial, and commercial real estate
-Highly developed computer skills in spreadsheet applications, word processing, and database reporting software
-Broad knowledge of bank lending department operations, procedures and regulatory reporting requirements
-Excellent interpersonal, written, and oral communication skills required
-Self-starter, conscientious, comfortable with detail, and able to view the big picture
To be considered, please apply online at www.spherion.com/apply
If you have any questions please contact Jovita Smith at jovitasmith@spherion.com
Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.
At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.
Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).