Spherion Sioux Falls has several openings for Senior Underwriters. The Senior Underwriter uses statistical, analytical and judgmental underwriting methods to make Credit / Risk decisions on Small Business loan requests. This position ensures that files are reviewed, approved and funded, when applicable, in an efficient and timely manner. This position is responsible for retaining positive working relationships both internally and externally.
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Pay: $26-29 DOE
Monday through Friday, 8:00 a.m. to 5:00 p.m. Occasional evening and weekend work may be required as job duties demand.
Responsibilities:
-Review and determine outcomes of funding requests on files that don???t fit traditional loan models
-Perform a check of all incoming documentation including verifying documents for accuracy using company and lender guidelines on manually funded transactions
-Generate contract requests and collects all necessary information prior to funding
-Work directly with the sales team and other parties internally and externally to resolution
-Maintain constant email and task-based communication with representatives at other firms
-Utilize the internet and other resources to verify information???s accuracy
-Interpret credit approvals and understand how to clear credit stipulations and to gather the proper supporting documentation to do so
-Verbally confirm terms and conditions of contract with borrower on manually funded transactions
-Funds all working capital files in a timely manner
Working hours: 8:00 AM - 5:00 PM
Skills:
See below
Education:
High School
Experience:
4-7 years
Qualifications:
-Minimum of four years??? experience in an underwriting environment making credit decisions
-Professional demeanor and the ability to thrive in a fast-paced environment
-Strong, effective, oral and written communications skills
-Must be able to work independently and/or with a team
-Must have strong analytical, mathematical and judgmental skills to complete assigned tasks with a high level of accuracy
-Possess the ability to understand the structure of a working capital business loan and advance
-Possess the ability to work with and maintain strong relationships both internally and externally
-Must be technically savvy with strong, but basic Office and Internet skills
To be considered, please apply online at www.spherion.com/apply or if you have questions you can reach out to Troy Thoms at 605-610-3204
Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.
At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.
Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).